Chapter 13 Bankruptcy in San Diego – Seven Ways a Chapter 13 can help you.
February 25, 2013 in Chapter 13 bankruptcy
Filing a Chapter 13 Bankruptcy in San Diego may be appropriate for you if you are overwhelmed with debt and trying to find a way to get back on track without losing your assets like your home. There are a few things to know about a Chapter 13 bankruptcy.
1. Filing a chapter 13 bankruptcy can be the answer to help you regain control of your finances, in some cases you only pay back what you can afford to pay back.
2. A chapter 13 can be filed by any individual even if they are self-employed or operating a business. If you are earning regular income a chapter 13 can help restructure your debts into either a 3-year or 5-year repayment plan. This time period helps you catch up and bring debt current.
3. Once a chapter 13 petition is filed you have the opportunity to save your home from foreclosure as long as other requirements are met such as continuing to pay the current mortgage that comes due after filing the petition.
For more information about receiving a free bankruptcy consultation please contact Mr. Trenton, one of the best San Diego bankruptcy attorneys at 619-537-6656.
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Good post.
Sounds like Chapter 13 bankruptcy is the way to go if you want to restructure debt, and keep you assets, but lower payments. Thank you.
Very informative, thanks. I think most people don’t know there is a difference in Chapter 7 versus Chapter 13 bankruptcy.